There used to be a time when shopping through the internet was very rare and uncommon, but thanks to the emergence of Facebook and Instagram e-shops, Bruneians have now learned to gain trust in making purchases with the click of a mouse, be it for clothing, electronics or car parts. While this has proven to be convenient, there are also risks involved with online shopping and people should be aware of them.
What are the risks of online shopping?
- Credit Card Theft: Making payments over unsecured web pages could lead to your credit card details being stolen.
- Phishing or Smishing: Cyber criminals can use fake websites to lure victims and obtain their account information.
- Fake Vendors: It is relatively easy to set up an online storefront to trap unknowing customers, offering goods and services that do not exist.
- Use established websites instead of clicking on links in emails or SMS.
- Make sure the website or vendor is legitimate. Check out reviews or testimonials from other users.
- Make sure the site is secure. Check that the payment page address begins with https:// and there is a locked padlock symbol on the browser. The ‘s’ stands for “secure”, and ensures the transaction is encrypted.
- Never use unsecured wireless networks to make an online purchase.
- Use safe payment options such as PayPal or credit card and never send your bank or credit card details via email, as it is not a secure method of transmitting financial information.